The increase in personal liability in financial services is a global phenomenon, and in the UK it is now enshrined in the Senior Manager and Certification Scheme. The scheme already applies to bankers and insurers, and will be extended to almost all financial services staff before the end of this year. It is vital that those with increased responsibility understand what this means in practice. Stacey English, Head of Regulatory Intelligence, and Susannah Hammond, Senior Regulatory Intelligence Expert at Thomson Reuters Regulatory Intelligence, discuss their recently published book on conduct and responsibility in financial services.

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